The VA home loan process starts at the very beginning when members of the armed services and veterans start looking for a California home and decide they want to buy. Once they become committed to their decision, they should become familiar with how a VA home loan works. Next, they should research loan providers. With fair understanding of the nature of this type of loan, finding a reputable, California home loan provider should be the next step.
VA Home Loan Process and How a VA Home Loan Works
A reputable California VA home loan provider gets the ball rolling and takes you through the steps for qualification. At VA Home Buyer Center, you only need to call and have 4 pieces of information ready to get started.
- – Let us know your full name and that of your spouse
- – Social security number of you and your spouse
- – Your combined gross monthly income
- – Listing of all debts with current minimum payments and balance
A quick and easy process follows learning about how a VA home loan works. We get started right away, upon the initial consultation call at 1-855-205-8222 (1-855-205-VABC). In the next step, you meet with our loan specialist to discuss your goals and cover the VA home loan process fully. With no cost and obligation for this meeting, we set your mind at ease right from the start. In it , you will accomplish several things:
- – Determine the appropriate price range of home that you qualify to purchase
- – Find out the tax benefits of owning your new home
- – Get your certificate of eligibility. You will also complete your loan application. We issue VA loan approval within 72 hours.
Afterward, we arrange another meeting with you to cover all your home buying objectives. The meeting also serves as a convenient segue to conducting your homes search with a VA Home Buyer Center approved Realtor. Once you have identified and definitely chosen the home you want to buy, your approved Realtor will write an “Offer to Purchase.” We then present the seller and seller’s agent with your pre-approved loan, already in place. Your approved Realtor goes to the negotiating table for you at this juncture. They get you the best price and terms possible.
Once, the seller accepts your offer, the escrow process begins. Home inspections proceed and with them, a VA appraiser gets assigned. The completed appraisal results in a Certificate of Reasonable Value. The VA home loan process approaches completion with finished inspections and a final, written loan approval issued. With that, only signing VA loan documents remain, leading to the close of escrow. Next, move into your new home!
Find out more about getting started on your way in the home loan process, with all the VA benefits awaiting and a pleasant expeditious conclusion in the comfort of your new home. Browse. www.VAhomeBuyerCenter.com. Contact us directly for more information.